Process
How DriveBridge financing works
A clear path from your first form to your first payment, with visibility at every stage.
Application journey
What happens, and in what order
Pre-Qualification
Share basic personal, residence, income, and vehicle intent details to see an estimated financing range.
Full Application
Expand your pre-qualification with employment, references, insurance, dealer, and trade details.
Identity Verification
We confirm identity using the information and documents you provide.
Credit Review
With your authorization, we obtain and review your consumer credit report under FCRA-compliant procedures. The inquiry may appear on your credit report.
Income Verification
Upload proof of income such as pay stubs or bank statements.
Dealer / Vehicle Review
We review the vehicle, purchase order, and dealership information.
Underwriting
An underwriter evaluates the structure: amount financed, down payment, term, and payment.
Decision
Approved, conditionally approved, counteroffered, or declined with compliant notice handling.
Contracting
Contract documents are completed with the dealership.
Funded
We fund the dealership and your servicing account opens.